Last updated 4/5/2026
A Merchant of Record (MoR) handles all the complex parts of getting paid — taxes, refunds, chargebacks, and regulatory compliance. Instead of having to navigate sales tax in 50 states or VAT across 30 European countries, an MoR takes that responsibility. They are the ones who officially "sell" your product to the customer, meaning their name appears on the receipt. MoRs allow you to focus on building your product while they manage the financial and legal overhead of selling globally.
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Monthly Cost Breakdown
Products
Fee structures across Merchant of Record providers. Rates shown are additional fees on top of the base transaction fee.